Dolla turns the back-office accounts@ inbox into an autonomous workflow. A single AI pipeline now ingests every vendor email, verifies supplier details, codes the bill, schedules payment, reconciles statements, and answers follow-up queries—without human intervention. Customers no longer pay clerks to “babysit” Xero and a patch-work of add-ons; they pay Dolla to make that labour disappear. Early adopters see 99 % of documents processed automatically and are happy to pay a premium because the fee replaces far more expensive wages. In the short-to-medium term the biggest win in AI isn’t flashy new apps; it’s reclaiming the hidden payroll tied to software that already exists.

Why We Pivoted

When Dolla launched in 2021 our party trick was simple: forward an invoice to a single address and, shortly afterwards, approve a fully-prepared bank payment. Users loved the magic, but their praise came with a confession: the real drain on time wasn’t paying the invoice; it was finding, coding, and double-checking each bill in the first place.

In those early days generative AI couldn’t be trusted to read a PDF, let alone bookkeep. To guarantee accuracy we inserted a human review step. What began as a stop-gap became a selling point: customers told us they clicked “Approve” without reading because “your team already has.”

The economics flipped when the newest wave of large-language models crossed a practical threshold: accuracy high enough to trust with line-item bookkeeping and operating costs that keep falling every quarter. As intelligence rises and token prices drop, automated extraction and verification now outperform our former human queue on both speed and economics. Using the open-banking rails we’d already built for payments, we launched Dolla 2.0 “Autopilot” inside Xero and watched manual data entry vanish while fraud checks surfaced risks in near real time.

Small-business owners and bookkeeping firms are happy to pay a fraction of a full-time salary for Dolla to run their entire accounts@ inbox.

Autopilot for the accounts@ Inbox — What Dolla Delivers Today

Every company already runs an accounts@ mailbox; it’s where invoices, statements, reminders, and random queries pile up. Dolla takes ownership of that choke-point. On sign-up we issue a twin address—accounts@<business>.usedolla.com—and ask every supplier to use it.

From that moment the email stream lands in our infrastructure first. Invoices are parsed, cross-checked against the PDF, verified via our Master Supplier Graph, and posted into Xero fully coded. Statements reconcile automatically; unmatched lines trigger a polite “please resend” request. Reminders are answered by an agent that already knows pay-dates and approval status.

Beyond the basics, Dolla also handles Xero tracking categories—those extra dimensions like Store, Region, or Project that power granular reporting. During onboarding we record your exact rules (or learn from previously coded invoices), feed those instructions to the language model, and map each new bill to the correct tracking combination automatically. Whether you manage a simple Region / Department split or dozens of nested tags, the system detects the pattern and applies it with the same accuracy checks used for supplier coding. In short: if you can describe the rule, we can automate it.

Customers almost never see an inbound email at all. When a message lands in our pipeline it is processed automatically unless the model’s confidence falls below a strict threshold. In that case the document is routed to a human-in-the-loop specialist who adds the missing context, corrects any hallucination, and feeds the fix straight back into the training set. This reviewer step happens behind the curtain, so by the time a bill enters Xero it has already passed every deterministic check and a human sense-check.

That extra diligence is why clients are willing to pay a premium. They know that if a transaction appears in Xero it is correct—supplier verified, tax calculated, duplicates blocked—and they no longer need their own staff to double-check the system. In short, the human-in-the-loop layer converts theoretical AI accuracy into practical, bank-reconciled trust, turning Dolla from “automation” into an assurance they can bet their books on.

By becoming the first stop for supplier email, Dolla replaces the unseen human middleware every traditional SaaS screen still expects.

Why AI Matters — A Personal Lens

The Cost Curve That Changes Everything

Over just a few short years the cost of invoking advanced language models has plunged, while their speed and accuracy have climbed sharply. What was once an interesting experiment is now inexpensive, near-instant labour that can match or exceed a junior accounts-payable clerk. For routine data-entry tasks the economic crossover has already happened—software is now cheaper, faster, and more consistent than hiring additional staff.

What That Means for Back-Office Work

Tasks that once demanded significant staff time—like coding invoices or reconciling supplier statements—can now be handled automatically at minimal cost. Bookkeeping teams expand capacity without expanding head-count, and fraud checks that were previously too expensive to run on every document can now be applied universally. As model pricing keeps trending downward, the savings flow straight to the bottom line.

Employees vs Employers — Closing the Perception Gap

Employees usually encounter AI in its rough-edged form—chat-bots that fumble context or news stories about looming job cuts—so their focus stays on the shortcomings they see today. Employers look further out: they see a technology that can scale output in ways no hiring plan will match over the next five years. Both views contain truth. Large models still make mistakes, yet they already automate the bulk of repetitive finance work at a marginal cost no human can touch. Routine data entry fades first; what remains is higher-context work such as exception handling, tax nuance, and strategic insight. Agents absorb the speed-and-scale tasks, people stay for judgment. Companies that recognise and embrace that split will pull far ahead of those fixated on present-day imperfections.

Founder Leverage — Infinite Co-Founders on Demand

Generative AI supplies parallel expertise on tap. A solo founder like myself can summon risk analysts, software engineers, and technical writers at will. Ideas move from thoughts to prototype in an afternoon. Over 95 percent of Dolla’s code commits are drafted by AI; my role is reviewer and architect. Engineering capacity now scales to the size of the idea, not the payroll.

“The people that really create the things that change this industry are both the thinker and doer in one person… the art and the science, the thinking and the doing.”

— Steve Jobs

Token prices keep falling, margins keep widening, and the competitive moat grows with every invoice we process. The logical next step is to replace human middleware, not the software it operates.

Why Information Hygiene Is the New Competitive Edge

Hallucination is a constraint, not a deal-breaker. Every AI answer passes a battery of deterministic checks—supplier IDs must match our verification graph, totals must add up, tax must balance, duplicates are flagged. A confidence score—think of it as a risk meter—gates each step, so only entries that clear every rule post into Xero.

Humans err too: fat-fingered numbers, mis-keyed codes, missed duplicates. The real question is no longer “Does AI make mistakes?” but “Does it make fewer mistakes per dollar?” With layered validation, the answer is yes; manual review has dropped from roughly ten percent of invoices to under one and keeps shrinking as the system learns.

The deeper advantage isn’t just lower cost; it’s sharper judgment. In a world where AI, social media, and even mainstream news spray plausible-sounding but flawed information, the organisations and people who win are those who can filter noise and interrogate what remains. Dolla institutionalises that habit: every datum is scored, cross-checked, and surfaced only if it survives multiple layers. Asking “What’s the source? What bias? Does the math reconcile?” will define high-leverage roles across every industry. By baking that discipline into the product we offer customers not just automation, but resilience—information hygiene as a competitive moat.

From the Stat-Ledger to Truly Invisible Accounting

Centuries of bookkeeping assumed one chart of accounts had to serve two jobs: posting every transaction and reporting every statutory total. That logic produced ever-growing ledgers—400-line monsters no one understands. Today business-intelligence (BI) tools are cheap and AI can tag documents at the line-item level, so the historical trade-off is obsolete.

Enter the Stat-Ledger. We distilled New Zealand’s statutory needs into a 92-line chart that maps one-to-one to Inland Revenue forms IR10 and GST-101. Dolla’s model tags each transaction automatically using a concise, vertical taxonomy—hospitality, construction, professional services, and so on—and then attaches the correct statutory code under the hood. Onboarding is instant, accuracy rises, and new management views appear via search, not chart surgery.

The design is portable. Whenever Dolla moves into a new tax jurisdiction we spin up a local Stat-Ledger that mirrors the statutory forms for that authority—New Zealand aligns to IRD’s IR10 and GST-101, Australia will map line-for-line to the ATO’s BAS worksheets, and each future market will get the same treatment. The user-facing tags remain plain language, so the workflow feels identical no matter where the entity operates; behind the scenes the platform attaches the correct compliance code automatically.

Running quietly in the background. Right now we post against a customer’s existing Xero chart while also generating Stat-Ledger entries behind the scenes. That double-entry lets us benchmark accuracy and prove the data before we flip any switches.

Where this points. If the Stat-Ledger already holds every statutory code, and open-banking APIs let metadata travel with each payment, then software like Xero becomes optional for some companies. For many organisations Xero will remain their familiar general-ledger interface; others may rely entirely on our Stat-Ledger delivered through those bank APIs. Their “accounting” can happen automatically at the moment money moves. Whether Dolla provides the full ledger experience or exposes APIs so banks surface the data inside internet banking, the outcome is the same: books that close themselves and finance teams freed from reconciliation drudgery.

When the ledger lives with the payment, bookkeeping disappears—and the back office finally catches up with real time.

AI vs SaaS — Replace Humans, Not Apps

Most “AI-native” add-ons reskin old workflows and leave the wage bill intact. Labour, not software, is the cost centre. An agent can already run Xero via an API; the screen fades from daily view.

Xero data shows the median SMB connects only one or two add-ons, yet each extra app adds logins, settings, and support emails—another human babysitter. Dolla’s agent removes the babysitter. Accounts Payable is the beachhead; payroll, tax, and supplier onboarding follow. We’re not replacing SaaS, we’re replacing the people forced to wrangle it.

Master Supplier Graph — A Shared Authority Against AI-Driven Fraud

A cross-tenant, bank-grade graph binds each supplier to verified bank accounts, GST/NZBN, and domains. Look-alike domains and account-change scams fail instantly. Once Spark NZ is verified in one entity, every other entity auto-links to the same record. Each new customer enriches the graph; accuracy compounds with scale.

Behind the scenes the graph tokenises key identifiers—GST number, bank account, verified email domain—and cross-checks those fingerprints in real time against independent data sources before the bill is lodged in Xero or any payment is suggested.

Platform Race — Incumbents vs AI-Native Startups

Technical debt can be refactored with enough time and money; org-chart debt is far harder. Established SaaS vendors were built for an era when adding features meant adding people—engineers to code, trainers to onboard, support reps to field questions. Autonomous extraction and verification agents now threaten that structure: each percentage point of automation erases a slice of someone’s job description and, with it, a line in the payroll budget.

That creates a moral and brand dilemma. To stay price-competitive incumbents must either keep charging customers for labour that software can now do, or lay off the very teams who shaped their culture and public identity. Whichever path they choose risks alienating users or staff.

AI-native companies start from a different first principle: hire the agent first, add a human only where judgment truly matters. Agents write code, reconcile supplier statements, and close support tickets; humans handle edge-cases and strategy. When the model improves, the benefit drops straight to customers instead of triggering redundancy rounds or culture shock. No legacy org chart, no budget tied to head-count—just a cost base that scales with tokens, not salaries.

Speed, margin, and moral clarity all tilt toward the startup that was designed for AI from day one.

Pricing in an AI-Native World — When Software Replaces Labour, You Charge Like Labour

Most SaaS vendors still charge by “seat,” a relic from the days when value scaled with the number of people clicking around. Once an AI agent does the clicking, seats no longer map to value. Our customers use a simpler mental model: one inbox, zero extra head-count. Paying a small fraction of a full-time salary makes obvious sense—especially when you factor in the hidden costs of hiring, training, and oversight.

Dolla keeps the structure transparent. A modest platform fee unlocks the core engine—document ingest, verification graph, model fine-tunes, dashboards. All incremental work is metered in credits. One credit posts a fully coded invoice; a fraction handles a quick supplier query; a handful reconciles a dense statement. Because the credits track labour avoided, customers can open a usage panel and watch cost rise and fall with workload. If the return on investment slips, they simply let the credits run down.

Credits match today’s discrete document jobs, but the unit can evolve as agents broaden their remit. When a single workflow spans purchase order, receipt, and payment approval, credits can bundle into “desks”—elastic capacity blocks that float across tasks. Further out, the same plumbing can price against direct financial outcomes: percentage of early-payment discounts captured, duplicate payments prevented, working-capital unlocked. In every version the logic stays constant: price follows the labour we replace, not the tokens we burn.

That alignment produces two flywheels. First, every model price cut widens gross margin while the customer bill stays familiar—credits, desks, or outcome taps—so both sides win. Second, volume fuels accuracy: the more credits we process, the richer the exemplar store, the higher the model’s confidence, the fewer edge-cases sent to humans, and the less we need to charge per unit of work. Seat-based SaaS sold access; AI pricing sells labour arbitrage, and the clearing price is set by wage economics rather than server costs.

Distribution Options — Direct SMB vs Partner Channel

Reaching small businesses one at a time offers breadth, but the economics can be thin: lower contract values and higher churn offset the scale. Partnering with bookkeeping and accounting firms concentrates that same market into a handful of high-leverage relationships. Each firm already acts as a finance hub for dozens of clients, so one successful integration spreads across an entire portfolio without a separate sales cycle for every end-company.

At this stage we are working with a small group of these firms and the early signals are clear: partners bring volume, lower acquisition cost, and domain expertise that speeds adoption. To serve them well we are prioritising the tooling they need—multi-entity dashboards, granular usage insights, and client-level controls—so they can roll Dolla out confidently and measure the value.

Direct self-serve remains on the roadmap, but the partner channel is the most efficient path to scale today. As the product matures and onboarding times compress, we can re-open direct sign-ups without diluting focus. Until then, deep partner relationships give us both reach and credibility in the market we care about most.

Beyond Payables — AP as the Wedge to the First “AI Hire”

Automating Accounts Payable earns trust fast—whether you’re the business owner drowning in invoices or the bookkeeping firm juggling dozens of clients. Once that loudest queue falls silent, the reflex is the same: route the next bottleneck to Dolla. Owners begin forwarding stray receipts, GST notices, and bank-rec questions; partner firms start piping in similar pain points from their wider customer base.

Each additional document type feels like assigning a new task to a dependable employee, not installing yet another app. Because every workflow rides the same ingestion, validation, and approval rails, capacity scales elastically; context compounds with every supplier match and tax rule learned. For the owner, Dolla becomes the first “AI hire” that grows its skill set instead of its salary. For the bookkeeping practice, it is a force-multiplier that lets one team member oversee many more entities without adding head-count—expanding their book of business while the platform quietly does the work.

Next Steps — Get in Touch

Bookkeeping & accounting firms

Cut data entry to near-zero and serve more clients without adding staff.

👉 Email ben@dolla.nz for a 30-minute demo and pilot access.

Small-business owners on Xero

Drowning in invoices or supplier emails?

👉 Forward your accounts@ address to ben@dolla.nz and we’ll show you Dolla in action.

Everyone else

Know a firm or founder who spends too much time on payables?

👉 Please forward this update or introduce us — referrals are our fastest growth channel.

Cheers,

Ben Lynch — Founder & CEO, Dolla

Download Dolla

Business owners in Aotearoa continue to pay some of the highest merchant services fees in the world with the recent Covid-19 pandemic only accelerating the demise of the local but languishing & underinvested EFTPOS network towards the higher cost, contactless & offshore owned card schemes.

We believe a competitive, low-cost domestic payments network should be at the cornerstone of our national digital infrastructure (NDI) enabling both businesses & consumers to securely, reliably & cost efficiently move funds from A to B.

Luckily in this country we already have the required banking infrastructure to support such a mission. Our existing interbank payments network has been successfully operating for many years now & via the necessary regulation to open it up (Consumer Data Right) & innovative technology companies like Akahu, Dolla is one of the first apps to unlock this network which we hope will foster much needed competition within our domestic payments scene & in turn, drive down the costs for all participants.

But we’re under no illusion as to how difficult it will be to bring a new payment method to the market, even if it is significantly cheaper, faster & smarter. The banks would prefer these payment “rails” remain safely locked away (they don’t make money on them 🙄) & the incumbent card schemes are massively entrenched with their network effects.

However, more so than anywhere else, Kiwis love a great “David vs Goliath” battle. Our country was built on it. It’s in our DNA. Most outsiders would look at Dolla & say “no chance”. History would suggest that to be true.

But I truly believe most people genuinely want to help a homegrown company offer a viable alternative to the status quo ... “What can I do to help?” is often asked of us.

Well today we’re super excited to launch our business referral program. If you want to help us spread the word, we’d love to help you in return. After all, that’s what Kiwis are famous for.

It’s really easy. You refer a business to Dolla & get paid for 12 months if they join up!

How does the referral program work?

1. From your mobile phone, tap here to download our app if you haven’t already or simply search for “Dolla” in your app store.

2. Once you’ve set up your account, tap on your profile picture (top right) & look for the “Referral Program” option.

3. Enter the business name & their contact email address. We’ll send an email & cc you in letting them know that you’ve referred them to Dolla.

4. Once they join & start accepting Dolla at their business, we’ll happily share 20% of their Dolla merchant fees with you for the first 12 months. Easy 👌.

Note: The first person to refer a business is eligible for the revenue sharing offer so get in quick. You can refer as many different businesses as you want however!

Why accept Dolla at a business?

1. It’s significantly cheaper than any other similar payment method. Our merchant service fees start from just 0.5%. Most small businesses in NZ are paying anywhere from 2-3%. At scale, Dolla has the potential to make a huge difference to the bottom line of all businesses big & small, both in-store & online.

2. We’ve cut out all the unnecessary middlemen. When you pay via Dolla, the funds move directly from account → account. Businesses get paid faster.

3. Businesses don’t require any additional hardware. You can start accepting Dolla right now via a mobile phone. We are working on POS & terminal integrations as we speak too.

So get sharing … if Jeff signs up 🤣, I’ll donate my 20% to The Tindall Foundation.

Cheers,

Ben Lynch

Founder & CEO

dolla.nz | ben@dolla.nz

P.S. We were recently featured in stuff.co.nz - click here to learn more.

P.P.S. Thanks for reading. We’d really appreciate it if you could share this on your socials via the link below 🙏.

2120.nz

Founded by Ben Lynch in 2020 and premised upon a "100-year horizon", 2120 is a venture studio company that creates and invests in ambitious ideas that have the potential to produce significant long-term value for Aotearoa New Zealand.

Together alongside strategic investment via a group of passionate Kiwis, we tackle projects where we believe our unique skills, experience, insights & patience can add outsized value helping to create a more sustainable, diverse, prosperous and thoughtful future for generations of New Zealanders to come.

Our portfolio companies include Akahu, Dolla & Jude Wealth (coming soon) & we’re always looking to hire curious people. Say hi 👋.

If you’ve ever spent any time in the US, it’s very similar to Venmo. Up until very recently, products like this haven’t existed in NZ due to our local banks lack of innovation & the industry’s general hesitancy to open up & share both customer data (with the customers consent) & our domestic inter-bank payments network. Now via a combination of government regulations & market driven open banking infrastructure provided by Akahu, NZ is finally playing catch up to the rest of the world.

We’re super excited to launch our initial merchant payments solution via Dolla, specifically targeted at local cafes, food trucks & farmers markets. With Dolla, your customers can pay you via a fast, contactless & secure method & best of all, our merchant fees start from as little as 0.5%. If you’re in the hospo business, you’re probably paying anywhere from 2-3% with little to no support to boot 😢.

We’d love for you to think of Dolla as a partner in your business. As well as a low cost, secure payments platform, we offer fanatical support, we’re built & backed entirely by passionate Kiwis & we genuinely want to hear your feedback in order to help improve both your customers payment experience & how we might improve & automate your back office, book-keeping work so you can focus on building a great hospo business. After all, if you succeed, so do we!

Dolla Day

To celebrate the release of “Pay via Dolla” for merchants, we’re launching our first ever Dolla Day on Friday 28th October.

On that day, your customers will only pay $1 for any coffee when they pay via Dolla. We’ll simply pay you the difference between the $1 and your normal retail price for any coffee or hot drink.

It’s really easy to get involved if you own or run a hospo business. Simply drop us a note (details at the bottom of this post) & we’ll work with you to get setup in a couple of minutes. All we ask is your help to spread the word. Additionally, any business participating in Dolla Day won’t pay any merchant services fees until December 1st.

But don’t wait. You can start accepting payments via Dolla right now at your business. We’re ready, willing & able to help!

FAQ

How can your merchant fees be so much cheaper?

We cut out the middlemen! Traditionally, the retail payments network has been made up via a convoluted web of switches, acquirers, schemes & issuers all looking to extract fees. With Dolla, the customer is in effect paying from their exisiting bank account to yours. No one else needs to be involved 👊.

What do my customers need to do?

Very little. There’s no “wallet” required or seperate bank account to open up for either you or your customers. Simply download Dolla, connect any of your existing bank accounts (we support all banks, big & small) & you’re good to go.

When do my customers payments end up in my bank account?

If your customer banks with the same bank as your business account, it’s most likely instant! If not, it will only take between 30-60 minutes on business days. By the end of April next year, all payments between major banks will be settled 7 days a week, 365 days a year.

You’ll get the full amount too, after-all, it’s your revenue, not ours or anyone else’s. We’ll then work with you to understand the most appropriate time to invoice your business for our merchant services costs. No more last minute scrambling when a bank decides to debit their merchant fees from your account right before payroll 🙄.

Do I require any more hardware and/or expensive terminals?

No. From the outset, we’ve purposely designed Dolla to “work with what you’ve got”, both from a customer & a merchant context. Almost every person in the NZ walks around with the most advanced payments terminal ever created in their pocket. Dolla simply connects your customer with your ability to accept payments as a merchant via the same app on any iOS or Android smartphone through a secure QR code.

Additionally, this has the added benefit of being able to continue to accept payments even if the power goes off or your cantankerous EFTPOS terminal goes on the blink …

Can Dolla integrate with my existing POS system?

Yes. Early next year, our good friends at posBoss will be the first Point of Sale provider to launch their Dolla integration which will allow you to simply select “Dolla” as an alternate tender type to card or cash. If you’re not using posBoss, ask your provider when they plan on supporting Dolla.

Wow. That’s pretty cool. How do I start accepting Dolla at my business & participate in Dolla Day?

Drop us a quick note. We can have you up & running in 5 minutes 😊 - hello@dolla.nz

Cheers,

Ben Lynch

Founder & CEO

dolla.nz | ben@dolla.nz

P.S. We’d really appreciate it if you could share this post with your favourite cafe and/or local barista & next time you grab a coffee from anywhere, ask them if you can “pay via Dolla”.

P.P.S. Don’t forget to download Dolla for yourself. Visit get.dolla.nz from your mobile device or search your app store for “Dolla”.

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• Your Next Five Moves: Master the Art of Business Strategy

February 2022

• A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing

• In Pursuit of the Perfect Portfolio: The Stories, Voices, and Key Insights of the Pioneers Who Shaped the Way We Invest

• The Revolution That Wasn't: How GameStop and Reddit Made Wall Street Even Richer

• The Founders: Elon Musk, Peter Thiel and the Company that Made the Modern Internet

January 2022

• Where Is My Flying Car?

• The Bomber Mafia: A Story Set in War

• Atomic Awakening

• Beyond Order: 12 More Rules for Life

• Your True Home: The Everyday Wisdom of Thich Nhat Hanh

• The Man from the Future: The Visionary Life of John von Neumann

December 2021

• 10½ Lessons from Experience: Perspectives on Fund Management

• There’s No Free Lunch: 250 Economic Truths

• The Pay Off: How Changing the Way We Pay Changes Everything

• Change by Design, Revised and Updated: How Design Thinking Transforms Organizations and Inspires Innovation

• The Cold Start Problem: Using Network Effects to Scale Your Product

• Buy Now, Pay Later: The extraordinary story of Afterpay

November 2021

• The PAYTECH Book: The Payment Technology Handbook for Investors, Entrepreneurs, and FinTech Visionaries

• The End of the Everything Bubble: Why $75 trillion of investor wealth is in mortal jeopardy

• Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever

• Human Frontiers: The Future of Big Ideas in an Age of Small Thinking

• Framers: Human Advantage in an Age of Technology and Turmoil

• Enough: True Measures of Money, Business, and Life

• Calling Bullshit: The Art of Scepticism in a Data-Driven World

October 2021

• The Great Mental Models Volume 3: Systems and Mathematics

• Masters of Scale: Surprising truths from the world’s most successful entrepreneurs

• The Platform Delusion: Who Wins and Who Loses in the Age of Tech Titans

• Courage Is Calling: Fortune Favours the Brave

• Cashless: China's Digital Currency Revolution

• The Future of Money: How the Digital Revolution Is Transforming Currencies and Finance

• The Heart of Business: Leadership Principles for the Next Era of Capitalism

• Finite and Infinite Games

September 2021

• Levers: The Framework for Building Repeatability into Your Business

• The Long Game: How to Be a Long-Term Thinker in a Short-Term World

• The Practice of Groundedness: A Transformative Path to Success That Feeds--Not Crushes--Your Soul

• Better, Simpler Strategy: A Value-Based Guide to Exceptional Performance

• The Case for Creativity: The link between imaginative marketing & commercial success

• Seeds of Science: Why We Got It So Wrong On GMOs

August 2021

• Food 5.0: How We Feed the Future

• Four Thousand Weeks: The smash-hit Sunday Times bestseller that will change your life

• Maxims for Thinking Analytically: The wisdom of legendary Harvard Professor Richard Zeckhauser

• How to Make the World Add Up: Ten Rules for Thinking Differently About Numbers

• Let There Be Water: Israel's Solution for a Water-Starved World

July 2021

• Water 4.0: The Past, Present, and Future of the World's Most Vital Resource

• The Lessons of History

• Runaway Technology: Can Law Keep Up?

• The Drama of the Gifted Child: The Search for the True Self

June 2021

• Cyber Privacy: Who Has Your Data and Why You Should Care

• The Power of Giving Away Power: How the Best Leaders Learn to Let Go

• Atlas of AI: Power, Politics, and the Planetary Costs of Artificial Intelligence

• The Rational Optimist: How Prosperity Evolves

• The Almanack of Naval Ravikant: A Guide to Wealth and Happiness

May 2021

• The Entrepreneur’s Weekly Nietzsche: A Book for Disruptors

• Billion Dollar Loser: The Epic Rise and Fall of WeWork: A Sunday Times Book of the Year

• The Anatomy of the Swipe: Making Money Move

• Catalyst

• Amazon Unbound

• Payments Systems in the U.S. - Third Edition: A Guide for the Payments Professional

• Game Changer: How to Be 10x in the Talent Economy

April 2021

• Rethinking Competitive Advantage: New Rules for the Digital Age

• Doughnut Economics: Seven Ways to Think Like a 21st-Century Economist

• Mission Economy: A Moonshot Guide to Changing Capitalism

• Banking On It: How I Disrupted an Industry

March 2021

• Edison

• Present Future: Business, Science, and the Deep Tech Revolution

February 2021

• Ten Lessons for a Post-Pandemic World

• Chatter: The Voice in Our Head and How to Harness It

• A CEO Only Does Three Things: Finding Your Focus in the C-Suite

• Think Again: The Power of Knowing What You Don't Know

• Product Roadmaps Relaunched: How to Set Direction while Embracing Uncertainty

January 2021

• How To Raise A Venture Capital Fund: The Essential Guide on Fundraising and Understanding Limited Partners

• The Jobs To Be Done Playbook: Align Your Markets, Organization, and Strategy Around Customer Needs

• Ask Your Developer: How to Harness the Power of Software Developers and Win in the 21st Century

• Zen: The Art of Simple Living

• You’re Not Listening: What You’re Missing and Why It Matters

• Post Corona: From Crisis to Opportunity

• 2030: How Today's Biggest Trends Will Collide and Reshape the Future of Everything

• Apollo's Arrow: The Profound and Enduring Impact of Coronavirus on the Way We Live

December 2020

• EMPOWERED: Ordinary People, Extraordinary Products (Silicon Valley Product Group)

• Beyond Entrepreneurship 2.0

• Too Much Information: Understanding What You Don't Want to Know

November 2020

• Uncharted: How to Map the Future

• Invent and Wander: The Collected Writings of Jeff Bezos

• Super Thinking: Upgrade Your Reasoning and Make Better Decisions with Mental Models

• Across The Board: The Modern Architecture Behind an Effective Board of Directors

October 2020

• Lives of the Stoics: The Art of Living from Zeno to Marcus Aurelius

• Upstream: How to solve problems before they happen

• Build What Matters: Delivering Key Outcomes with Vision-Led Product Management

• All In: How Obsessive Leaders Achieve the Extraordinary

• Radical Acceptance: Awakening the Love that Heals Fear and Shame

September 2020

• Winning Now, Winning Later: How Companies Can Succeed in the Short Term While Investing for the Long Term

• No Rules Rules: Netflix and the Culture of Reinvention

• The Good Ancestor: How to Think Long Term in a Short-Term World

• Margin of Trust: The Berkshire Business Model

• Dear Shareholder: The best executive letters from Warren Buffett, Prem Watsa and other great CEOs

August 2020

• Humanocracy: Creating Organizations as Amazing as the People Inside Them

• Invisible Solutions: 25 Lenses that Reframe and Help Solve Difficult Business Problems

• The Four Steps to the Epiphany: Successful Strategies for Products that Win

• The Road Less Stupid: Advice from the Chairman of the Board

• The Founder's Dilemmas: Anticipating and Avoiding the Pitfalls That Can Sink a Startup

• Living in a Bubble: A Guide to being diagnosed with High Functioning Asperger’s as an Adult

• Think for Yourself: Restoring Common Sense in an Age of Experts and Artificial Intelligence

July 2020

• Humankind: A Hopeful History

• Apocalypse Never: Why Environmental Alarmism Hurts Us All

• Be the Go-To: How to Own Your Competitive Market, Charge More, and Have Customers Love You For It

June 2020

• Beyond Product: How Exceptional Founders Embrace Marketing to Create and Capture Value for their Business

• Mastering The Market Cycle: Getting the odds on your side

• The Nature of Personal Reality: Specific, Practical Techniques for Solving Everyday Problems and Enriching the Life You Know (A Seth Book)

May 2020

• Eleven Rings

• Flash Crash: A Trading Savant, a Global Manhunt and the Most Mysterious Market Crash in History

• Story 10x: Turn the Impossible Into the Inevitable

• Tao of Charlie Munger: A Compilation of Quotes from Berkshire Hathaway's Vice Chairman on Life, Business, and the Pursuit of Wealth

• Bezonomics: How Amazon Is Changing Our Lives, and What the World's Best Companies Are Learning from It

• Blockchain Basics: A Non-Technical Introduction in 25 Steps

• No Filter: The Inside Story of Instagram

April 2020

• The Great Mental Models Volume 2: Physics, Chemistry and Biology

• Always Day One: How the Tech Titans Stay on Top

• The Barefoot Investor for Families: How to teach your kids the value of a buck

• What's Your Problem?: To Solve Your Toughest Problems, Change the Problems You Solve

• Get to Aha!: Discover Your Positioning DNA and Dominate Your Competition

• Strategize: Product Strategy and Product Roadmap Practices for the Digital Age

March 2020

• Being Mortal: Illness, Medicine and What Matters in the End (Wellcome Collection)

• The Art of Persuasion: Winning Without Intimidation

• Disciplined Entrepreneurship: 24 Steps to a Successful Startup

• 99 Negotiating Strategies: Tips, Tactics & Techniques Used by Wall Street's Toughest Dealmakers

• Product-Led Growth: How to Build a Product That Sells Itself

• The Great CEO Within: The Tactical Guide to Company Building

February 2020

• One Simple Thing: A New Look at the Science of Yoga and How It Can Transform Your Life

• Non Obvious Megatrends: How to See What Others Miss and Predict the Future

• Embodiment - Moving beyond mindfulness

• Billion Dollar Whale: The Man Who Fooled Wall Street, Hollywood, and the World

• Just Breathe: Mastering Breathwork

• Applied Empathy: The New Language of Leadership

January 2020

• Metahuman: Unleashing your infinite potential

• Wealth, Actually: Intelligent Decision-Making for the 1%

• Geeks Who Can Schmooze: A Credit Suisse Private Banker Tells All

December 2019

• Escaping the Build Trap: How Effective Product Management Creates Real Value

• Start at the End: How to Build Products That Create Change

• The Unicorn Project: A Novel about Developers, Digital Disruption, and Thriving in the Age of Data

• Surely You're Joking Mr Feynman: Adventures of a Curious Character

• The Barefoot Investor: The Only Money Guide You'll Ever Need

November 2019

• The Grid: The Decision-making Tool for Every Business (Including Yours)

• Ten Principles Behind Great Customer Experiences, The: The Ten Principles Behind Great Customer Experiences (Financial Times Series)

• Financial Intelligence, Revised Edition: A Manager's Guide to Knowing What the Numbers Really Mean

• Transforming The Telco: Developing the instinct for survival in the digital economy

• Alchemy: The Surprising Power of Ideas That Don't Make Sense

• The Man Who Solved the Market: How Jim Simons Launched the Quant Revolution

• An Elegant Puzzle: Systems of Engineering Management

• What It Takes: Lessons in the Pursuit of Excellence

• The Great Mental Models Volume 1: General Thinking Concepts

October 2019

• What You Do Is Who You Are: How to Create Your Business Culture

• Stay the Course: The Story of Vanguard and the Index Revolution

• The Compound Effect

• Atomic Habits: the life-changing million-copy #1 bestseller

• The Bezos Letters: 14 Principles to Grow Your Business Like Amazon

• The Infinite Game: From the bestselling author of Start With Why

• Stillness is the Key: An Ancient Strategy for Modern Life (The Way, the Enemy and the Key)

• The Ride of a Lifetime: Lessons in Creative Leadership from 15 Years as CEO of the Walt Disney Company

• The Only Skill that Matters: The Proven Methodology to Read Faster, Remember More, and Become a SuperLearner

September 2019

• Fascinate, Revised and Updated: How to Make Your Brand Impossible to Resist

• That Will Never Work: The Birth of Netflix by the first CEO and co-founder Marc Randolph

• Barking Up the Wrong Tree: The Surprising Science Behind Why Everything You Know About Success Is (Mostly) Wrong

• Think Like Amazon: 50 1/2 Ideas to Become a Digital Leader

• Get Together: How to build a community with your people

August 2019

• Ultralearning: Accelerate Your Career, Master Hard Skills and Outsmart the Competition

• Strategy That Works: How Winning Companies Close the Strategy-to-Execution Gap

• Banking Bad: Whistleblowers. Corporate cover-ups. One journalist's fight for the truth.

• Novacene: The Coming Age of Hyperintelligence

July 2019

• Hacking Darwin: Genetic Engineering and the Future of Humanity

• Brief Answers to the Big Questions: the final book from Stephen Hawking

• The Fifth Risk: Undoing Democracy

• How to Win Friends and Influence People

June 2019

• Possible Minds: Twenty-Five Ways of Looking at AI

• Range: How Generalists Triumph in a Specialized World

• Everything Is F*cked: A Book About Hope

• The Last Unknowns: Deep, Elegant, Profound Unanswered Questions About the Universe, the Mind, the Future of Civilization, and the Meaning of Life

• The Outsiders: Eight Unconventional CEOs and Their Radically Rational Blueprint for Success

May 2019

• Words That Change Minds: The 14 Patterns for Mastering the Language of Influence

• Tim Cook: The Genius Who Took Apple to the Next Level

• Strategy Rules: Five Timeless Lessons from Bill Gates, Andy Grove, and Steve Jobs

• The Business of Platforms: Strategy in the Age of Digital Competition, Innovation, and Power

• Pivot to the Future: Discovering Value and Creating Growth in a Disrupted World

April 2019

• The Art of Seduction

• Trillion Dollar Coach: The Leadership Handbook of Silicon Valley's Bill Campbell

• Unlocking the Customer Value Chain: How Decoupling Drives Consumer Disruption

• The Laws of Human Nature: Robert Greene

• Why We Sleep: The New Science of Sleep and Dreams

March 2019

• The Pentagon's Brain: An Uncensored History of DARPA, America's Top-Secret Military Research Agency

• Loonshots: How to Nurture the Crazy Ideas That Win Wars, Cure Diseases, and Transform Industries

• Astrophysics for People in a Hurry (Astrophysics for People in a Hurry Series)

• Breathing through the Whole Body: The Buddha's Instructions on Integrating Mind, Body, and Breath

• Letters from a Stoic: All Three Volumes

• The Neuroscience of Mindfulness: The Astonishing Science behind How Everyday Hobbies Help You Relax

• The Science of Rapid Skill Acquisition: Advanced Methods to Learn, Remember, and Master New Skills and Information

February 2019

• The Untethered Soul: The Journey Beyond Yourself

• The Myth of Capitalism: Monopolies and the Death of Competition

• Purple Cow: Transform Your Business by Being Remarkable

• Essentialism: The Disciplined Pursuit of Less

• Zen Mind, Beginner's Mind: Informal Talks on Zen Meditation and Practice

• Man's Search For Meaning: The classic tribute to hope from the Holocaust

January 2019

• Tribe of Mentors: Short Life Advice from the Best in the World

• The Coddling of the American Mind: How Good Intentions and Bad Ideas Are Setting Up a Generation for Failure

• Elastic: Flexible Thinking in a Constantly Changing World

• Valley of Genius: The Uncensored History of Silicon Valley (As Told by the Hackers, Founders, and Freaks Who Made It Boom)

• Farsighted: How We Make the Decisions that Matter the Most

• Building a StoryBrand: Clarify Your Message So Customers Will Listen

• Contagious: How to Build Word of Mouth in the Digital Age

• Explosive Growth: A Few Things I Learned While Growing My Startup To 100 Million Users & Losing $78 Million

December 2018

• The Headspace Guide to... Mindfulness & Meditation

• The Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing

• The One Thing: The Surprisingly Simple Truth Behind Extraordinary Results: Achieve your goals with one of the world's bestselling success books

• Quantum Economics: The New Science of Money

• Give People Money: The simple idea to solve inequality and revolutionise our lives

November 2018

• Silicon States: The Power and Politics of Big Tech and What It Means for Our Future

• Marketing: A Love Story: How to Matter to Your Customers

• Story Driven: You don't need to compete when you know who you are

• This is Marketing: You Can’t Be Seen Until You Learn To See

• Scaling Up: How a Few Companies Make It...and Why the Rest Don't (Rockefeller Habits 2.0)

• Straight Talk for Startups: 100 Insider Rules for Beating the Odds--From Mastering the Fundamentals to Selecting Investors, Fundraising, Managing Boards, and Achieving Liquidity

October 2018

• Blitzscaling: The Lightning-Fast Path to Building Massively Valuable Companies

• The Future of Everything : Big, audacious ideas for a better world

September 2018

• Origin Story: A Big History of Everything

• Misbehaving: The Making of Behavioural Economics

• Factfulness: Ten Reasons We're Wrong About The World - And Why Things Are Better Than You Think

August 2018

• 21 Lessons for the 21st Century

• Monetizing Innovation: How Smart Companies Design the Product Around the Price

• Capitalism without Capital: The Rise of the Intangible Economy

• Nudge: The Final Edition

• Hooked: How to Build Habit-Forming Products

July 2018

• Pre-Suasion: A Revolutionary Way to Influence and Persuade

• Win Bigly: Persuasion in a World Where Facts Don't Matter

• Good Strategy/Bad Strategy: The difference and why it matters

• Blue Ocean Strategy, Expanded Edition: How to Create Uncontested Market Space and Make the Competition Irrelevant

• Porter's Five Forces: Understand competitive forces and stay ahead of the competition

• Bad Blood: Secrets and Lies in a Silicon Valley Startup

• Go Long: Why Long-Term Thinking Is Your Best Short-Term Strategy

• Matchmakers: The New Economics of Multisided Platforms

• The Laws of Simplicity (Simplicity: Design, Technology, Business, Life)

June 2018

• How to Change Your Mind: The New Science of Psychedelics

• Deviate: The Science of Seeing Differently

May 2018

• The Order of Time

• 12 Rules for Life: An Antidote to Chaos

• The Personal MBA: A World-Class Business Education in a Single Volume

• Measure What Matters: OKRs: The Simple Idea that Drives 10x Growth

April 2018

• Seductive Interaction Design: Creating Playful, Fun, and Effective User Experiences

• Intercom on Product Management

• Intercom on Onboarding

• When: The Scientific Secrets of Perfect Timing

• Powerful: Building a Culture of Freedom and Responsibility

• Berkshire Hathaway Letters to Shareholders, 2021

• Boards That Lead: When to Take Charge, When to Partner, and When to Stay Out of the Way

• Startup Boards: Getting the Most Out of Your Board of Directors

March 2018

• The Snowball: Warren Buffett and the Business of Life

• Skin in the Game: Hidden Asymmetries in Daily Life

• Work Rules!: Insights from Inside Google That Will Transform How You Live and Lead

• INSPIRED: How to Create Tech Products Customers Love (Silicon Valley Product Group)

February 2018

• Life 3.0: Being Human in the Age of Artificial Intelligence

• Creativity, Inc.: an inspiring look at how creativity can - and should - be harnessed for business success by the founder of Pixar

• Stealing Fire: How Silicon Valley, the Navy SEALs, and Maverick Scientists Are Revolutionizing the Way We Live and Work

• The Undoing Project: A Friendship that Changed the World

• Simplify: How the Best Businesses in the World Succeed

• The Upstarts: How Uber, Airbnb and the Killer Companies of the New Silicon Valley are Changing the World

January 2018

• Delivering Happiness: A Path to Profits, Passion, and Purpose

• Deep Work: Rules for Focused Success in a Distracted World

• The Everything Store: Jeff Bezos and the Age of Amazon

• How Google Works

• Ego is the Enemy: The Fight to Master Our Greatest Opponent (The Way, the Enemy and the Key)

• The Hard Thing About Hard Things: Building a Business When There Are No Easy Answers

• Fire and Fury: Inside the Trump White House